Final Expense Insurance for Seniors Ages 50–80

Why Do Seniors Consider Final Expense Insurance?

Funeral, burial and cremation costs can add up quickly — the national median cost of a funeral with a viewing and burial was $8,300 in 2023. Final expense insurance for seniors is designed to help make sure those costs don't fall on your children or loved ones during an already difficult time.

Many seniors on a fixed income appreciate that final expense policies offer smaller coverage amounts — often $5,000 to $50,000 — with premiums that can fit a retirement budget. It's also known as burial insurance for seniors or funeral insurance.

• Coverage options up to $50,000
• Fixed premium options may be available — helpful on a fixed income
• Options for many health conditions
• Some plans may not require a medical exam
• Funds may be used toward funeral, burial, cremation and other final expenses

Worried a Health Condition Could Hold You Back?

Many seniors assume their age or health history means they can't get coverage. In reality, final expense insurance options exist for many health conditions, and some plans may not require a medical exam at all. Eligibility, benefits, exclusions and limitations vary by plan — a licensed insurance agent can explain what may be available to you based on your age, health and coverage needs.

Don't leave your family wondering how they'll pay for your final expenses.